Online Loan Rate Specials

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Save on the following online loan specials.  Act now!  Rates are subject to change.

Learn about Alaska USA consumer loans and how to apply.

Rate Specials as of 4/28/2021

Loan Program Normal Rate (APR*) Special Rate (APR*)

 
* APR = Annual Percentage Rate. Interest rate is dependent upon the credit qualifications of the borrower(s).
** A balloon payment for the balance owed is due 180 months from the loan date.

Loan Payment Example:
A new auto loan of $25,000 for five years at 3.10% APR will have a monthly payment of $450.33.
Auto and Truck (new)
  6-48 Months 3.35% - 9.35% 3.20% - 9.20%
  49-60 Months 3.35% - 9.35% 3.20% - 9.20%
  61-72 Months 3.60% - 9.60% 3.45% - 9.45%
  73-84 Months 4.10% - 10.10% 3.95% - 9.95%
  85-96 Months 4.85% - 10.85% 4.70% - 10.70%
Auto and Truck (used)
  6-48 Months 3.35% - 11.85% 3.20% - 11.70%
  49-60 Months 3.35% - 11.85% 3.20% - 11.70%
  61-72 Months 3.60% - 12.10% 3.45% - 11.95%
  73-84 Months 4.10% - 12.60% 3.95% - 12.45%
  85-96 Months 4.85% - 14.60% 4.70% - 14.45%
Motorcycle and Off-road Vehicles
  6-72 Months 4.25% - 15.35% 4.10% - 15.20%
  73-84 Months 5.50% - 13.50% 5.35% - 13.35%
Recreational Vehicle (RVs)
  6-144 Months 5.00% - 11.25% 4.85% - 11.10%
  145-180 Months 5.75% - 12.00% 5.60% - 11.85%
  181-240 Months 6.50% - 12.75%** 6.35% - 12.60%**
Pickup Camper Combination
  6-120 Months 7.00% - 11.40% 6.85% - 11.25%
Aircraft
  6-240 Months 6.25% - 9.25%** 6.10% - 9.10%**
Boats and Vessels
  6-120 Months 5.50% - 13.75% 5.35% - 13.60%
  121-180 Months 6.25% - 14.00% 6.10% - 13.85%
  181-240 Months 6.75% - 15.00%** 6.60% - 14.85%**

How do I get these special rates?
Apply online for a vehicle loan and on approval of credit, receive a special discounted loan rate.

How will I know if my loan has been approved?
You will receive an email about the progress of your loan application. An Alaska USA loan representative will give you a call with the decision.

How will I close my loan?
You may close your loan at any branch or through the mail and you'll still receive the loan rate discount.

Consumer rates