Consumer Loan Rates
Learn about Alaska USA consumer loans and credit cards and how to apply.
Special loan rates available when you apply online!
Rates as of 4/28/2021
Vehicle Loans
| Loan Program and Term | Annual Percentage Rate |
|---|---|
| Auto and Truck (new) | |
| 6-48 Months | 3.350% - 9.350%(1) |
| 49-60 Months | 3.350% - 9.350%(1) |
| 61-72 Months | 3.600% - 9.600%(1) |
| 73-84 Months | 4.100% - 10.100%(1) |
| 85-96 Months | 4.850% - 10.850%(1) |
| Auto and Truck (used) | |
| 6-48 Months | 3.350% - 11.850%(1) |
| 49-60 Months | 3.350% - 11.850%(1) |
| 61-72 Months | 3.600% - 12.100%(1) |
| 73-84 Months | 4.100% - 12.600%(1) |
| 85-96 Months | 4.850% - 14.600%(1) |
| Motorcycle and Off-road Vehicles | |
| 6-72 Months | 4.250% - 15.350%(1) |
| 73-84 Months | 5.500% - 13.500%(1) |
| Recreational Vehicle (RVs) | |
| 6-144 Months | 5.000% - 11.250%(1) |
| 145-180 Months | 5.750% - 12.000%(1) |
| 181-240 Months | 6.500% - 12.750%(1,2) |
| Pickup Camper Combination | |
| 6-120 Months | 7.000% - 11.400%(1) |
Other Secured
| Loan Program and Term | Annual Percentage Rate |
|---|---|
| Aircraft | |
| 6-240 Months | 6.250% - 9.250%(1,2) |
| Boats and Vessels | |
| 6-120 Months | 5.500% - 13.750%(1) |
| 121-180 Months | 6.250% - 14.000%(1) |
| 181-240 Months | 6.750% - 15.000%(1,2) |
| Miscellaneous Equipment | |
| 6-84 Months | 5.500% - 13.500%(1) |
| Pledge of Certificates (Percent Above Certificate Rate) | 2.100% |
| Pledge of Shares | |
| 6-24 Months | 2.100% |
| 25-60 Months | 3.100% |
| 61-144 Months | 4.100% |
Credit Cards and Unsecured Loans
| Loan Program and Term | Annual Percentage Rate |
|---|---|
| Visa® Credit Cards | |
| Signature and Platinum | 10.5%, 12.5%, 14.5%(1) |
| Visa Platinum Secured | 14.500% |
| Credit Line (unsecured) | 13.500% |
| Signature and Comaker | |
| 6-36 Months | 14.900% |
(1) Interest rate is dependent upon the credit qualifications of the borrower(s).
(2) A balloon payment for the balance owed is due 180 months from the loan date.
Loan Payment Example:
A new auto loan of $25,000 for 60 months at 3.35% APR will have a monthly payment of $453.12.
Consumer rates
Loan payment estimate
Disclaimer
The information provided by this calculator is for illustrative purposes only and accuracy is not guaranteed. The default values shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.
